Checking
Moose Rewards Checking is a free checking account that pays a premium interest rate, higher than most of our longest term CD’s. Your ATM fees are refunded nationwide; there are no minimum balance requirements; and no monthly service charges. You must deposit at least $10 to open this account.
We “reward” our very best customers with our premium interest rate for certain account activity. Therefore, it’s easy to earn our most premiere interest rate on balances up to $25,000 by simply doing the following each monthly statement cycle:
- Make a minimum of 5 debit card point of sale purchases @ a minimum of $5.00 each
- Have at least 1 direct deposit (or ACH auto-debit)
- Enroll and receive our free e-statements
With Moose Rewards Checking you’ll earn our premiere interest rate on balances up to $25,000; earn a choice interest rate on balances in excess of $25,000; and ATM fees will be refunded when the above listed activity is met. If these basic qualifiers are not met, don’t worry. Your Moose Rewards Checking will still earn interest which makes it better than free checking! Interest is compounded and credited monthly. Corporations are ineligible to have this type of account.
Please refer to our current rate sheet for the Moose Rewards Checking interest rates.
Direct Deposit Checking is a non-interest bearing checking account with no minimum balance requirement and unlimited check writing. You must deposit at least $20 to open this account. The account is free of monthly service charges if a minimum of 1 direct deposit posts each monthly statement cycle. If a direct deposit does not post during the statement cycle a fee of $7.50 will be charged.
Regular Checking is a non-interest bearing checking account. You must deposit at least $100 to open this account. The first 25 checks posted during the monthly statement cycle are free of charge. If the balance falls below $100 during the statement cycle a service charge of $5 will be assessed. Any checks that post during the statement cycle in excess of the first 25 will be assessed a charge of $0.10 each. Paper Statement fee of $2.00 will be imposed every statement cycle. These fees are waived for customers age 62 or over.
Basic Checking is a non-interest bearing checking account. You must deposit at least $100 to open this account. The first 10 checks posted during the monthly statement cycle are free of charge. If the balance falls below $100 during the statement cycle a service charge of $3.00 will be assessed. Any checks that post during the statement cycle in excess of the first 10 will be assessed a charge of $0.25 each. Paper Statement fee of $2.00 will be imposed every statement cycle. These fees are waived for customers age 62 or over.
NOW (Negotiable Order of Withdrawal) is an interest bearing account. You must deposit at least $500 to open this account. The first 25 checks posted during the monthly statement cycle are free of charge. If the balance falls below $500 during the monthly statement cycle interest will not be posted and a service charge of $5 will be assessed. Any checks that post during the statement cycle in excess of the first 25 will be assessed a charge of $0.10 each. Paper Statement fee of $2.00 will be imposed every statement cycle. Interest is compounded and credited monthly. Please refer to our current rate sheet for the NOW interest rate. Corporations are ineligible to have NOW accounts.
